CFO leadership for freight, trading, and construction businesses across Jordan and the Gulf.
Capfide gives owner-led companies a senior finance partner for the numbers, controls, and decisions behind their next stage of growth — without the cost of a full-time hire.
How we work with you.
Every engagement starts with a decision, not a ready-made deliverable.
Business Health Audit
A finance-led diagnostic for freight, trading and SME businesses in Saudi Arabia and Jordan. Find where cash, profit and capacity leak — scored 0–100.
Cost Leak Diagnostic
A focused review that traces where money is quietly leaving your business — margin lost between quote and actual cost, unreconciled demurrage and detention, and receivables aging past anyone's attention.
Go/No-Go Assessment
Before an expansion, acquisition, new product, or senior hire, we stress-test the decision itself — the assumptions under it, the downside if it is wrong, and what would have to be true for it to work.
Customs Duty & Freight Spend Review
Most importers overpay 2–4% in duty from HS misclassification — plus demurrage and freight leakage. We find it, quantify it, and recover what's claimable.
Fractional CFO Retainer
KPI dashboards, cash forecasting, banking relationships, and ongoing strategic review — the finance function a growing SME needs, without the cost of a full-time CFO.
Accounting Service
Accurate books, timely reporting, and the finance-function setup that turns raw transactions into numbers you can make decisions on.
Audit & Compliance Prep
Get your records, reconciliations, and documentation in order before the auditors arrive — so the audit is a formality, not a fire drill.
ZATCA E-Invoicing Compliance
The ZATCA integration waves have ended. We review your e-invoicing compliance, close the gaps, and reconcile your books with Fatoora. Fixed scope.
Family Business Governance & Succession
Saudi law now recognizes binding family charters — but a charter is only as strong as the numbers under it. We build the financial side of succession.
ERP Selection & Finance Systems Advisory
Most ERP projects miss their objectives and blow their budgets. We run selection from your side of the table — vendor-neutral, finance-led, fixed scope.
Five sectors. Not generalist advisory.
Deep enough in each to speak the language of the business, anchored by seventeen years inside freight forwarding finance.
Three stages, in order.
Each stage produces a deliverable the next depends on. No open-ended retainers. No scope creep.
Find the leak
Ten-day review of transaction files, vendor invoices, and client billing. Output: a quantified leak report by category with recovery targets and a control gap analysis.
Fix the controls
Monthly fractional CFO retainer. We put reconciliation cadence, working capital tracking, and management reporting in place around the leaks identified in stage one.
Report it clearly
Board-ready financials, bank covenant tracking, and the working capital narrative. The discipline stays in place after the engagement ends.
Where the money hides.
Why Business Leaders Trust Us With Their Biggest Decisions
Most business decisions don’t look like mistakes when they’re made. They look reasonable. They look urgent. They look like the best option with the information available. That’s what makes them dangerous.
The decisions that cost businesses the most are rarely made because leaders lack intelligence or experience. They’re made when time is short, uncertainty is high, and pressure quietly replaces clear thinking.
What looked like operational problems were almost always decision problems. A customs classification that became an unexpected liability. Payment terms that quietly weakened cash flow. Internal controls that failed to expose growing risks. Strategies built without testing assumptions. Competitors that changed the market while no one was looking. The problem was rarely the operation itself. It was the decision made long before the consequences appeared.
I saw this first over 17 years inside freight forwarding finance.
But that pattern wasn’t unique to freight. Advising business owners across other industries since, I’ve watched the same thing repeat — the risk was visible, it was flagged, and the business moved forward anyway. Not because the owner wasn’t capable. Because knowing a risk exists and slowing down long enough to act on it are two different things, especially under pressure.
That’s why our role isn’t to tell you what you want to hear. It’s to help you see what you might otherwise miss.
Most advisors analyze what already happened. We help you evaluate what could happen — before you commit. We challenge assumptions, pressure-test blind spots, and quantify the downside, so you move forward with evidence, not hope.
You don’t hire us for reports or spreadsheets. You hire us because the cost of one wrong decision can outweigh the value of a hundred right ones — for clarity when uncertainty is high, and the confidence that the decision you make today won’t become tomorrow’s biggest regret.
They have a visibility problem — the margin is already there, and nobody’s reconciling for it.Majdi Noufal, CPA, CMA · Founder, Capfide
“We don’t sell reports. We solve business problems.”
“We’ve told clients not to expand, not to hire, not to take the deal in front of them — and they came back anyway.”
finance — operator, not consultant
CPA, CMA & JCPA-credentialed network
carry from HS code misclassification
to quantified leak report
The first conversation costs you nothing but thirty minutes.
Thirty minutes on your operation — where the leak categories likely are, what a diagnostic would cover, and whether we’re the right fit. No deck, no pitch.
Book a call →